6.0.20 Safe to install
The MoCaFi Bank Account presents a noteworthy option for personal banking, specifically catering to neighborhood needs. Upon verification of identity, users can establish an FDIC-insured deposit account that offers a variety of functionalities with no associated fees, including direct deposit, cash loading and withdrawal, bill payments, and money transfers.
For individuals who have received funds via a government program on their MoCaFi Immediate Response Incentive Mastercard®, there is an added convenience: the ability to link this card within the MoCaFi app to manage both accounts seamlessly.
The accompanying MoCaFi Debit Mastercard® supports transactions through the Zelle® app, enhancing payment flexibility. Additionally, the application serves as a portal to connect users with local financial resources, including coaching services, community banking initiatives, and incentives from local businesses.
Overall, the MoCaFi Bank Account aims to foster financial stability for its users.
Key Features:
- No-Fee 2-Day Early Direct Deposit: Once a verified direct deposit is established, subsequent direct deposits from that employer or benefits provider may arrive up to two days earlier than expected.
- No-Fee Cash Withdrawals at Over 80,000 ATMs: Users can withdraw cash without fees at any Allpoint®, Wells Fargo, or Citi ATM.
- No-Fee Cash Deposit at Select Stores: Cash deposits can be made without fees at participating retailers on the VanillaDirect Load™ Network, which includes Rite-Aid, Walgreens, Dollar General, and Family Dollar.
- Undocumented Individuals are Welcome: The account accepts various identification documents for verification purposes, including Social Security Number (SSN), passport, or foreign ID.
- Boost Credit with Rent Bill Payments: Utilizing the Bill Pay feature allows users to pay rent checks by mail. Additionally, rent payments can be reported to Equifax and TransUnion to potentially enhance one’s credit score through positive payment history.
- Budget Better with No-Fee Bill Payments: Users can easily find billers in the provided database or add new ones manually, allowing for cost-free payments directly from their account.
Overview
MoCaFi — Mobile Banking is a Freeware software in the category Business developed by Mobility Capital Finance, Inc..
The latest version of MoCaFi — Mobile Banking is 6.0.20, released on 05/19/2025. It was initially added to our database on 01/13/2025.
MoCaFi — Mobile Banking runs on the following operating systems: Android.
MoCaFi — Mobile Banking has not been rated by our users yet.
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